A centralized platform for different credit portfolios

Automation of Credit Risk Assessment and Credit Decisions

Originating a new account is a critical decision affecting 80 percent of measurable risk throughout the life of an account. ACTICO allows companies to make more precise, value-based decisions at the origination stage, enabling to grow more profitable portfolios while managing customer-level risk. Built on a platform using service-oriented architecture principles, it minimizes your IT dependence and ongoing maintenance requirements.

Outperform the competition by investing in a system that enables you to make lending decisions quickly and accurately. ACTICO’s solution provides a highly flexible, enterprise-level credit risk management framework that automates credit risk assessment and origination processes in banks, financial service providers and corporations.

Software for different Credit Portfolios

Create efficient & streamlined processes for loan origination and decisioning

Consumer Lending

Automate scoring models and decision-making strategies in retail lending.

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Commercial Lending

Implement complex risk assessment and decision-making processes.

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Leasing and Asset Financing

Define risk management and lending decisions in leasing and asset financing.

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Key Advantages

Automated decisioning

Reduce loan processing costs by routing applications through a rules-based automated decisioning workflow.

Improve risk control

Loan application data can be captured manually or interfaced from existing internal systems.

Highly configurable

Revised credit decisioning strategies can be simulated and tested against a historic set of credit applications.

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